Insurance contracts be it life insurance, disability insurance or an annuity can be an essential part of any comprehensive financial security plan.

 

That said, for most people insurance contracts should be used mainly as tools to minimize various risks such as death or disability, or at times for deferring taxes rather than mainly for investing purposes.

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As an independent firm, we offer the following products and you can be assured that the products recommended to you, will be recommended solely to match your insurance needs with the appropriate coverage.

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• Term Life Insurance

• Cash Value Life Insurance (IUL)

• Fixed Indexed Annuity

• Disability Insurance

 

Moreover, we can offer products from several leading insurance companies including Pacific Life, American General, Prudential, Guardian, John Hancock, Lincoln, Genworth, and Allianz.