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We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms such as planning or assessment forms; and
Information about your transactions with us.

We do not sell your personal information to anyone. We also do not disclose any nonpublic personal information about you to third parties, unless one of the following limited exceptions applies or you have specifically asked us to do so:

We disclose personal information to companies that help us process or service your transactions or account(s)
We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities.

We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

If you ever decide to close your account(s), we will continue to adhere to the privacy policies and practices as described in this notice.